Terms of Use

We encourage all users to thoroughly review the following Terms and Conditions before accessing or utilizing the services provided by this website. By accessing or using this website, the user agrees to comply with all terms and conditions governing its use.

This website (hereinafter referred to as the “Site”) is a copyrighted work owned by invoicefactoringguide.com, or any affiliated properties (collectively referred to as “Company,” “Us,” “Our,” and “We”).

Invoicefactoringguide.com reserves the right to modify or change these terms and conditions at its sole discretion, without prior notification, at any time. Users are advised to periodically review the Terms and Conditions to stay informed of any updates or changes.

The User acknowledges that invoicefactoringguide.com is dedicated to providing promotional-related services, subject to the User’s compliance with the outlined terms and conditions. By using our services, both current and any additional services, the User agrees to adhere to these terms and conditions as part of the Agreement.

In this Agreement, the term “User” refers to the individual or entity using our services, or the agent representing the User. The User represents and warrants that they have the legal capacity to bind any entity they represent, and both the User and the represented entity are bound by the terms of this Agreement as if each had agreed to the terms individually.

Personal Information: The User acknowledges and agrees to comply with the established Terms and Conditions. The User also consents to receive marketing communications from Us, including but not limited to announcements, promotions, and offers for additional, third-party, or enhanced services (referred to as “Marketing messages/upsells”).

The User has the option to accept or reject these Terms and Conditions. In the event that the User chooses to provide any personally identifiable information, it will be governed by the privacy policies of the Site, as outlined on the Privacy Policy page.

Once the User has provided their contact information to the Site, they will continue to receive marketing communications from Us unless the User actively opts out to be removed within thirty (30) days.

In accordance with this section, all requests to opt-out will be processed in a reasonable timeframe by Us. The User may still receive communications during the processing period.

Amendment/ Modification: The User acknowledges that the Site reserves the right to amend its standard terms, conditions, and service offerings at any time without prior notice.

Permission for Access: The User grants the Site permission to access their websites and/or advertising account for the purpose of providing its services. The User shall not monitor or duplicate the Site’s website or any of its content except as specifically authorized by the Site.

Latency: The User acknowledges that the systems, network of third-party partners, and search engines utilized by the Site may result in delays in the processing of any data or information provided by the User.

Retention of Ownership: the Site shall retain full rights and ownership over the Advertising Services, including but not limited to all concepts and ideas and any computer programs and supporting software relevant to its operations. The User acknowledges that they have not acquired any ownership rights in the Site Materials, and this Agreement does not convey any such rights.

Responsibility for User’s Website: The User acknowledges that the Site and its Promotional Partners bear no responsibility for the design, upkeep, and functioning of the User’s website(s), nor for any content or other materials contained therein or any orders placed through the User’s website(s). The User further warrants that they shall not include on their website any content or materials belonging to the Site, its Promotional Partners, or any content under license, including but not limited to any of the Site search listings.

User Countermarks: The User agrees to undertake the following actions:

  • Indemnification of the Site. The User shall not hold the Site, its affiliates or Promotional Partners, or their affiliates accountable for any actions of visitors to the User’s website(s).
  • Introduction to Advertising Services. The User may be referred to the Advertising Services through a promotional partnership with the Site, and such Promotional Partners shall also be entitled to the benefits of these terms and conditions.
  • Non-Solicitation and Non-Interference. For a period of up to one year after the termination of this agreement, the User shall not: (a) solicit employment from any employee or independent contractor of the Site, (b) encourage or advise any employee or independent contractor to sever their relationship with the Site, or (c) knowingly disrupt or attempt to disrupt the employment relationship between the Site and its employees or independent contractors providing services to the Company. This obligation shall not extend to general employment solicitations, including job postings and advertisements, or any resulting employment relationships established through responding to such general solicitations.

User’s Indemnification Obligations: The User shall defend and indemnify the Site, its affiliates, and partners, including Promotional Partners, as well as their respective licensees, licensors, and affiliated companies (collectively referred to as the “Indemnified Party”), from any claims, actions, or losses, including (without limitation) reasonable attorneys’ fees. The Indemnified Party shall provide the User with prompt notice of any claim, action, or demand for indemnity.

Submission of Information: In order to utilize certain features of the Site, such as the submission of forms, requesting a factoring rate quote, or applying for factoring services, the User must provide relevant information regarding themselves or their business. The User may also be required to register for an account (“Account”) or submit an application (“Application”).

The User represents and warrants that:

  • a) All information submitted is accurate, truthful, and complete;
  • b) The User will maintain and update the information so that it remains accurate and complete;
  • c) The User has the right to provide such information to the Company.

In the event the User submits a referral form through the Site, they represent and warrant that:

  • a) They are familiar with the person or business identified in the referral form;
  • b) They will not misrepresent their relationship with the Company or make any representations or warranties on behalf of the Company to the referred party.

The User is responsible for all activities that occur under their Account and for the accuracy of the information provided in their Application. If the User is assigned or required to select a password to access their Account, they are prohibited from sharing the Account or password with any third party. The User agrees to immediately notify the Company of any unauthorized use of their password or any other security breach and to exit their Account at the end of each session.

Knowingly Entering False Information: The User acknowledges that knowingly entering false information on the Site, including but not limited to name, phone number, email address, or Company information, could expose the Company to significant costs, damages, and penalties and also could interfere with third-party privacy rights.

Accordingly, if the User knowingly inputs false information on the Site, including but not limited to a phone number they do not control or have permission to use to receive calls or texts from the Company, they agree to fully indemnify the Company for all of its related damages, costs, losses, expenses, and attorney’s fees.

Limitation of Liability and Warranty Disclaimer: The User acknowledges and agrees that the Site and its Promotional Partners shall not be held liable for any errors, omissions, or their consequences, including but not limited to costs and damages, arising from the User’s access to, use of, or reliance on the Site or any service provided by the Site. The Site is provided on an “as-is” basis and without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

In no event shall the Site, its affiliates, or Promotional Partners be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, loss of data, or other intangible losses, resulting from (a) the User’s use of or inability to use the Site or any services provided by the Site; (b) the unauthorized access to or alteration of the User’s data or transmissions; or (c) any other matter relating to the Site or its services.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to the User.

Governing Law and Jurisdiction: These terms are governed by the laws of Ontario, Canada, excluding conflict of law rules. Any disputes arising from these terms will be exclusively resolved in Ontario courts.

Dispute Resolution: Any conflicts under this agreement will be settled through binding arbitration in Ontario, Canada, under the Arbitration Act. If arbitration fails, litigation may proceed in Ontario courts.

Attorneys’ Fees: In the event of a dispute between the parties, the prevailing party, whether the court has reached a final decision or not, shall be entitled to reimbursement of their attorneys’ fees from the non-prevailing party.

Severability: If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

Termination Clause: Invoice Factoring Guide reserves the right to revoke or suspend service access at its discretion, without prior notice, for violations of these terms or other reasons it deems appropriate.

Entire Agreement: These Terms and Conditions constitute the entire agreement between the User and the Site concerning the use of the Site and its services and supersede any prior agreements, understandings, or representations. No waiver of any provision of these Terms and Conditions shall be deemed a further or continuing waiver of such provision or any other provision.

Contact Information: If the User has any questions or concerns about these Terms and Conditions, they should contact us at privacy (at) invoicefactoringguide.com.